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HomeNewsOpinionRegionsWorldSportsBusinessSpecial ReportsThe Sunday Times MagazineFast TimesTech TimesLife & TimesShow TimesExpats & DiplomatsHi! SocietyHealthSupplements LoadingFOLLOW US: 9. by Robertzon F. Tweet At least 9.6 million of the 53 million registered voters in the country face possible disqualification to vote if they failed to undergo biometrics registration before November 1, 2015. James Jimenez, spokesman for the Commission on Elections (Comelec), on Thursday said failure to undergo biometrics registration in the next 17 months will cost the 9.6 million voters the right to cast their ballot in the 2016 national polls. “If they do not get their biometrics taken before November 1, 2015, they will be deactivated,” Jimenez said in his official Twitter account. “That would be a lot of disenfranchised voters,” he added in an interview. Under Republic Act (RA) 10367 (An Act Providing for Mandatory Biometrics Voter Registration), all voters are required to undergo the biometrics procedure of registration with the Comelec to obtain their digital photographs, fingerprints and signatures. Signed by President Benigno Aquino 3rd on February 15, 2013, RA 10367 aims to curb double-registration and double or multiple voting. Meanwhile, the Comelec will launch a “walking event” dubbed as “walkahwalkah” on May 6 to promote awareness on voter’s registration, validation and biometrics registration. According to Jimenez, the poll body will organize three major events to drum up support for the biometrics registration: the walkahwalkah, coinciding with the start of registration in Laoag City, Ilocos Norte; registration of indigenous peoples in Tarlac; and the “Kilometer Zero” run in Rizal Park (Luneta), Manila, for persons with disability. Comelec employees, he said, will visit municipalities to hold lectures for voters in major stops of the three events. “We will provide materials and we will encourage the people to validate their registration. Validation is the most important here,” Jimenez added. He explained that the walkahwalkah is an awareness program, saying the people might forget about the registration and validation. The Comelec spokesman noted that voters, over the next few months, may be overwhelmed by the pork barrel scam and Bangsamoro issues. “So, a project that will serve as a platform for reaching out to the people directly was created,” Jimenez said. The Comelec has invited not private organizations and government agencies to join the poll body in raising awareness on voters’ registration and validation. “We are planning to extend official invitations to the PNP [Philippine National Police] to walk with us,” Jimenez said. Your email address will not be published. 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The Raps lose Amir Johnson early, but DeMar DeRozan drops 29 points, and the bench unit has one of their most impressive outings of the year to drive the Raps to victory. ? Tweet Share on Twitter ?Share Share on Facebook ? Share Share with Raptors friends + Comments In a season in which the Raptors have a fighting chance of breaking the franchise record of 47 wins, set back in 2000-2001, it goes without saying that the team has had their fair share of impressive performances: The road win in OKC, a home victory over the Pacers (back when the Pacers were watchable), and the win over the Warriors, just to mention a few. However, last night's 107-103 win over the Houston Rockets, accomplished without the services of Kyle Lowry, and for the majority of the game, Amir Johnson -- so, essentially 2 of the Raps' 3 best players -- was up there with all those aforementioned triumphs. Aside from the injury-theme -- until recently, the Raps have been very fortunate on that front -- the win over Houston encapsulated the Raps' season. They were gutsy, they punched well above their weight -- even without the services of Dwight Howard, the Rockets are a very good team -- and they responded extremely well to adversity. The Raps, as they've done a little too often this season, started the game as though they'd just awoken from a coma. But like they've done all year, and unlike numerous incarnations of the Raps in years gone by, they responded. Boy, did they respond. Greivis Vasquez was excellent at the offensive end, finishing with 15 points and 8 assists. Jonas Valanciunas was assertive, routinely rolling to the rim and making himself available for the pass, as well as playing some really smart help defense for most of the evening. DeMar DeRozan was beastly. He finished with 29 points, 6 rebounds, 4 assists, a bloody hand, and made some key plays down the stretch. The bench was really good -- seriously, I'm not kidding. The Raps got 34 vital points from their much-maligned reserves, including 12 points from the under-fire John Salmons, who did his best to ditch the 'washed-up' tag, and claw back his early-season 'savvy veteran' prefix. I've crapped all over Salmons' role on this team in recent weeks, but he was very solid last night. Setting aside the big-picture superlatives, the Raps were rather putrid early in the 1st quarter. They turned the ball over 5 times in the opening quarter and it was alarming how easily the Rockets were able to coast through the lane, both in transition, and in the half-court. What seemed like a succession of 3-on-1 fast-break points, and Chandler Parsons dunks, opened up a 23-11 lead for the Rockets. Compounding things, as mentioned above, Amir Johnson hobbled out of the game with an ankle injury, and would not return. It looked set to be a long night for Raps fans. And then the bench turned the tide... I didn't think I was ever going to type that sentence, in reference to the Raptors' reserves; but yes, for once it was the bench unit that bailed out the starters. Salmons nailed a big 3-pointer to eat into the Rockets' lead, and Patrick Patterson (how great it is to have him back) made a heady play, stealing the ball and slamming it home to cut the deficit to 5. Vasquez then drilled another 3, after some fine ball movement, to close the quarter out with the Raps narrowly trailing, 25-23. In the second quarter the Raps really cleaned things up. Casey kept faith with the bench guys -- Nando de Colo saw time handling the ball, and Steve Novak played solid basketball as a small-ball-4 -- and they continued to repay his faith. Houston did open up a 5-point when Harden began to catch fire (he finished the night with 26 points) but the Raps tied things up at 38-38 with a Novak 3, off a nice Tyler Hansbrough dish. And then DeRozan took over... DeMar nailed some of his customary -- and oh-so frustrating when they don't go in -- mid-range 2s, followed by a nice drive at Parsons in transition. And at the end of the half he banked a buzzer-beating 3 to put the Raps up 55-50. DeRozan went 6-6 in the second quarter, but his most impressive moments would come later in the game. The Raps began the 3rd quarter extremely impressively at both ends. Terrence Ross grabbed two buckets, including one off a beautiful feed from Valanciunas at the top of the key. But as well as the Raps were playing, the Rockets began to play exceedingly dumb basketball, taking low-percentage shots at the beginning of the shot-clock, and turning the ball over with lazy passes. Valanciunas began to score with ease -- if he rolled hard, he had a lay-up or a dunk -- and the Raps found themselves up by 20 points with just over 3 minutes left in the quarter. But, as the Raps so often do, they made things a little interesting. The Rockets finished the quarter on an 18-8 run, trailing 90-80, as they -- Jeremy Lin, in particular -- went back to driving to the basket, and doing the things that had worked for them so well early on in the game. The Rockets began the 4th quarter as they'd finished the 3rd -- Isaiah Canaan hit an impossible looking 3, Omri Casspi got to the line, and Francisco Garcia (yeah, not exactly a murderers' row) scored off a drive. The Rockets closed the gap to 1, 92-91; and at the other end the Raps stopped moving the ball, and began settling for out-of-the-flow jump-shots. Not to worry: DeRozan cheat-mode, Part 2. DeMar hit a massive bucket to reclaim some momentum, and put the Raps up by 3. He then found Ross cutting underneath for the easy score, before Jonas perfectly cut off Parsons' drive to the basket. After a Patterson basket, Canaan cut the lead to 3, before DeRozan made a smart play out of a double-team, kicking it out to Vasquez who pushed it on to Ross, who swished through the trifecta. The Raps were up, 101-95. Wants some more DeRozan awesomeness? The Raps' All-Star got to the charity stripe, stretching the lead to 7, before sustaining a nasty looking cut on his left hand. No problem. On the next defensive possession DeMar took a charge underneath the basket from Lin -- doing his best Lowry impersonation -- before stealing the ball on the following defensive possession, and feeding Jonas down-low for an easy basket. DeRozan's fantastic play down the stretch, at both ends, effectively sealed the game for the Raps. But, of course the Raps gave fans at the ACC a few minor heart palpitations in the dying seconds. After Ross missed a free-throw, Lin cut the lead to 3, and the Raps did their best to give the ball away on the subsequent in-bounds pass. The Raps retained possession, however, and Vasquez sealed the game at the line. With the win, the Raps move to 43-32, 2.5 games above the Brooklyn Nets who were thumped by the Knicks last night. Next up, it's a Friday night meeting with the Indiana Pacers. Once again, major props to the bench last night. Every guy who got minutes contributed -- even Nando de Colo looked solid handling the ball. At times Dwane Casey drives me nuts with his stubborn rotations, but I thought he was really creative last night. The small-balls line-ups were especially effective, and credit to him for intelligently using them against a Rockets team that really didn't pose a lot of offensive threat inside. Speaking of Casey: Last night was his 100th win as Raptors head-coach -- he's now the 3rd winningest coach in Raptors history, after Lenny Wilkens and Sam Mitchell. But let's be honest, this says more about the Raps' lean history, than it does about Dwane Casey's coaching skills. The Raps are 1-0 without Kyle Lowry this season, so #EwingTheory. Yeah, not really. Vasquez was great offensively, but defensively not-so-great. It goes without saying that the Raps need Lowry back fit-and-healthy for the post-season. Ummm, no Leo Rautins, Matt Devlin is not a "stats guy". I don't care if he knows how many goals Jermain Defoe has scored this season, or whatever the hell led you to that conclusion. Chandler Parsons is GONNA GET PAID. James Harden is awesome for the most part, but he does take some shots that other players would get absolutely killed for taking. I'm sure Kevin McHale does his fair share of wincing on the Rockets bench. "Playing With Fire. Rapid Recap: Close Call. Rapid Recap: Close Call. SBNU v1.5. © 2014 Vox Media, Inc. All Systems Operational Check out our status page for more details. Forgot password?We'll email you a reset link.If you signed up using a 3rd party account like Facebook or Twitter, please login with it instead. 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resilient communities. Recently, I visited the Moroto District in north-east Uganda, home of the (in)famous Karamajong pastoralist. These number half a million people and are isolated geographically, economically and politically, and are widely despised by their compatriots as violent and underdeveloped. There have been efforts to settle the Karamajong in villages, get children to school and make them grow crops. However most of them are dependent on various development programs as well as food aid from the World Food Programme [1]. I visited a village where the normal kinds of development interventions were taking place. One intervention seemed to be successful; the construction of wood saving stoves. Such stoves are darlings of the development community and can save at least half of the firewood. Clearly a good thing; and they were in use. When I asked a woman if she now didn’t have to collect so much firewood every morning, she said, “oh, I collect the same amount of wood as before, I just sell the wood I don’t need”. This was ironic as the reason for the introduction of wood-saving stoves is to save trees, not generate income. This is one of many examples of Jevons paradox formulated by English economist William Stanley Jevons in his 1865 book The Coal Question. He observed that England’s consumption of coal soared after James Watt introduced his coal-fired steam engine, which greatly improved the efficiency of Thomas Newcomen’s earlier design. Watt’s innovations made coal a more cost-effective power source, leading to the increased use of the steam engine in a wide range of industries. This in turn increased total coal consumption, even as the amount of coal required for any particular application fell. Jevons argued that improvements in fuel efficiency tend to increase, rather than decrease, fuel use: “It is a confusion of ideas to suppose that the economical use of fuel is equivalent to diminished consumption. The very contrary is the truth….no one must suppose that coal thus saved is spared-it is only saved from one use to be employed in others”. Which seems to describe very accurately the effect of the wood-saving stove in Moroto. With the advent of petroleum, Jevons paradox fell into oblivion until the first oil price shock and the emerging environmental discourse [2] in the early 1970s. When you improve efficiency, say improve fuel efficiency in a car, it leads mainly to that people drive more as the cost goes down. Further, it is not only the same drivers that drive more, but more people buy a car and use it instead of going by foot, bicycle or train. On yet another level, the money saved on buying gasoline is used on some other activity which equally is resource demanding, e.g. building a bigger house, take a flight for holiday or just consume more “stuff”. This is referred to as a rebound effect. There are some that see evidence of that total resource consumption increases as a result of improved efficiency [3]. If we compare efficiency on various systems, e.g. in farming or food processing, it will in most cases show that the bigger and more technological advanced system is more efficient. Larger crop farms perform better financially, on average, than smaller farms. The larger farms don’t have higher revenue or yields per acre, but they simply have lower costs. As expressed by a report (Farm Size and the Organization of U.S. Crop Farming) from USDA: “larger farms appear to be able to realize more production per unit of labor and capital. These ?nancial advantages have persisted over time, which suggests that shifts of production to larger crop farms will likely continue in the future.” Their yield per acre is mostly the same as on smaller farms but the research shows that farms with more than 2,000 acres spend 2.7 hours of work per acre of corn and have cost for equipment of $432, while a farmer with 100-249 acres will spend more than four times as much labor and double the amount for equipment per acre. In that sense the larger farms are more “efficient” or “productive”. The same goes for a farmer who drives his pickup to the farmers market compared to the lorries supplying the supermarkets; she will use more fuel and more machine capital per kilogram (kg) of goods. And embedded in the machine capital are many other resources, metals, more energy and other peoples’ work. But despite all this efficiency our society neither reduces the number of hours worked nor the resources used, not in total and not per capita. This is not even the case for societies that have moved towards more services, as agriculture and manufacturing declines. There are several ways of tackling this question. In an article [4] in the Journal of Cleaner Production, Blake Alcott looks critically at the claim that there is less impact from people employed in the service sector than in manufacturing. He says that this claim loses its validity if the full resource use of the workers is taken into account. If we only look at the labor it is quite evident that a hairdresser uses less resources per hour than a car maker. But the barber will use his money earned for buying the same kind of stuff as the car maker, so the resource use embedded in their work hours is more or less the same. Well, the car maker probably earns more, so in that sense she will use more resources. But, on the other hand, if the service job is in real estate or finances the service worker will earn more, and thus, on average use up more resources. With this perspective it is the total resource use for a human being that is of relevance and not how many barrels of oil he or she use in the workplace. Others see that it is mainly the inherent forces of capitalism, i.e. profit and capital accumulation, which inevitably leads efficiencies being exchanged for expansion. John Bellamy Foster, Brett Clark and Richard York write in the Monthly Review [5] that: “An economic system devoted to profits, accumulation, and economic expansion without end will tend to use any efficiency gains or cost reductions to expand the overall scale of production … Conservation in the aggregate is impossible for capitalism, however much the output /input ratio may be increased in the engineering of a given product. This is because all savings tend to spur further capital formation…. If we compare the resource use of a big, highly mechanized farmer with a small-scale farmer, we have ascertained that per kg harvested yield, the labor efficiency of the bigger farm is higher. This is also the case for use of most other resources for area unit. But what happens if we look at resource use per labor-hour? Then it is clear that the big farmer in his 400 hp tractor uses an awful lot more resources than the farmer with a small tractor, or oxen, not to speak about the half a billion farmers still working with their own labor as the main resource. The same goes for the driver of the delivery truck to Walmart, he uses a lot more resources per hour than the farmer loading her pickup to drive to the market. Now, you could say that nature doesn’t care about this discussion, if we are efficient per hour, per kg or per acre; nature only cares about the absolute use of resources or the total emissions. That is correct. But almost all people have a job of some kind, and in each job the same logic applies, i.e. that the more efficient each person is, he or she uses less resources per produced unit but more resources per hour of labor [6]. The total resource use in society is thus bound to increase despite, or perhaps because of, increased labor efficiency. This is just another way of looking at the same things as Alcott does. He looks into the embedded consumption which follows a person regardless of occupation, while here I look more into embedded resource use per hour of work. After all, as long as we all continue to work so much, our total resource use is determined by how much resources we use at work and how much we use as consumers combined. There are no free lunches. Or rather the problem is that we have got so many free lunches in the shape of “natural capital” that we have used “for free”, that we believe that we “have the right” to use so many resources, and that the lunch will be free also in the future. But it will not. [1] There have been floods, fighting and a number of other reasons for their precarious situation, but the important thing in this article is not to give a complete picture of the fate of the Karamajong. That merits a separate article. [2] Such as the Limits to Growth, from the Club of Rome. [3] Jevons himself saw that for steam engines. After all the first ones were rather useless and were thus not used much. As their efficiency increased they spread all through the economy. [6] It is likely that there are some exceptions to this, but I believe that they are just that, exceptions. What do you think? Leave a comment below. Sign up for regular Resilience bulletins direct to your email. Make connections via our GROUPS page. Start your own projects. See our RESOURCES page. Help build resilience. DONATE NOW. About Gunnar Rundgren: Gunnar Rundgren has worked in organic farming for more than thirty years. A mid-week update. Find Resilience groups near you. Resilience is a program of Post Carbon Institute, a nonprofit organization dedicated to helping the world transition away from fossil fuels and build sustainable, resilient communities. Content on this site is subject to our fair use notice. Please enable JavaScript to view the comments powered by Disqus. 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LoginAccuWeather.com PremiumAccuWeather.com ProfessionalAccuWeather.com RadarPlusAccuWeather. WorldNorth AmericaUnited StatesNew YorkNew YorkClose My Recent CountriesUnited StatesChinaUnited KingdomSelect a RegionAfricaAntarcticaArcticAsiaCentral AmericaEuropeMiddle EastNorth AmericaOceaniaSouth AmericaWorld World World World World World World World World World Note: Select a region before finding a country. By Kristen Rodman, AccuWeather. April 03, 2014; 4:04 AMShare | Severe thunderstorms ignited across portions of Kansas and Missouri Wednesday night and early Thursday morning, starting off the first major severe weather outbreak of the spring season. Hail was a common occurrence with these storms as they rumbled across the Plains. Windshields of cars parked near the Kansas Star Casino were busted out by hail measuring 2 inches in diameter, according to a public report. Other hail reports ranged from dime- to tennis ball-sized hail. Flooding was a major issue south of Kansas City, Mo., to west of Columbia, Mo. Torrential downpours flooded yards and highways, including highway 58 in Kansas, which was eventually shut down. Law enforcement reported a trapped motorist due to 3 feet of flowing water early Thursday morning. Only one tornado was reported Wednesday. A storm chaser spotted a brief rope tornado near Elk City, Kan. No damage was reported. The greatest threat for tornadoes will come Thursday and Thursday night across an area stretching from northeastern Texas to southern Illinois. Warm and moist air will surge in from the south during the day, destabilizing the atmosphere and providing the ingredients for severe storms to ignite. The strongest storms will come later in the day and at night. Flash flooding will be another potential problem in the region as the storms fire up Thursday. Travelers should be prepared for road and air traffic travel delays, flooded roadways and possible vehicle damage from hail. UPDATES: (All times are listed in EDT) 9:12 a.m. EDT Thursday: Numerous roads closed due to flooding and water over the roadways in Hallsville, Mo., according to emergency management. 7:55 a.m. 7:17 a.m. EDT Thursday: The NWS Storm Prediction Center relayed a local news report that trees were twisted, roofs were damaged and debris was blown onto roads as a result of a tornado in St. Louis County. Meanwhile, local storm responders are on alert. 6:44 a.m. EDT Thursday: According to AccuWeather.com Meteorologist Brian Thompson, the most numerous severe storms will be during the afternoon and evening hours. "Thunderstorms with damaging winds and hail will likely persist into the overnight hours across the Ohio and Tennessee Valleys. Even outside of tornadoes, there can be damaging wind gusts over 70 mph that bring down trees and power lines," he said. "In areas where heavy rain and thunderstorms linger for several hours, flash flooding will become a problem as some places pick up more than 4 inches of rain. 6:26 a.m. EDT Thursday: Radar confirms a tornado just outside of St. Louis. Area residents advised to seek immediate shelter. 5:40 a.m. EDT Thursday: Law enforcement in Tipton, Mo., report flash flooding a foot deep on Highway 50 between Tipton and Syracuse. 5:16 a.m. EDT Thursday: A line of strong storms are approaching the St. Louis area. Torrential downpours, gusty winds, and hail are possible. 3:50 a.m. EDT Thursday: Law enforcement reported a stranded motorist on highway 58 in Johnson County, Mo., due to 3 feet of running water. 3:33 a.m. EDT Thursday: Around 4 inches of rain has fallen in Warrensburg, Mo., since yesterday evening, reports a trained spotter. 2:45 a.m. EDT Thursday: Law enforcement reports that KDOT is closing highway 58 west of Colony due to rising water. 2:02 a.m. EDT Thursday: A line of thunderstorms is training south of Kansas City, Mo., and west of Columbia, Mo. Many reports of flooding are coming from this area. 12:50 a.m. EDT Thursday: Torrential downpours created a flash flood in Anderson County, Kansas. Law enforcement reports of several roads with flowing water over them. 10:50 p.m. EDT Wednesday: A hail producing storm is heading towards the western suburbs of Kansas City. A trained spotter reported 1-inch diameter hail in Douglas County earlier from this storm. 10:23 p.m. EDT Wednesday: Windshields of cars parked near the Kansas Star Casino were busted out by hail measuring 2 inches in diameter, according to a public report. 9:40 p.m. EDT Wednesday: Heavy rain totaling 2.09 inches in Effingham, Ill., according to Mesonet. 9:03 p.m. EDT Wednesday: Golf ball-sized hail and hail totaling more than 2 inches have been reported in Allen County, Kan., according to NWS spotters. 6:55 p.m. 12:45 p.m. EDT Wednesday: Parts of Homer Adams Parkway Route 3 Underpass are flooded with water flowing underneath the pass in Alton, Ill., reports an NWS spotter. 11:40 a.m. EDT Wednesday: Ping-pong ball-sized hail fell in Waterloo, Ill., according to an NWS spotter. Weather News >report a typoCommentsComments left here should adhere to the AccuWeather.com Community Guidelines. Profanity, personal attacks, and spam will not be tolerated. Tropical Depression 05W may strengthen into a typhoon and take aim at the Philippines. After a number of massive natural disasters in recent years, search and rescue teams sought after a new technology that would aid in saving buried victims, and they've found it. Strong 7. A 7.6-magnitude aftershock struck Chile Wednesday night, a day after the 8.2-magnitude earthquake jolted the region. Close to 43 million people will be at risk for violent and dangerous storms on Thursday from Texas to Indiana. The first major severe weather outbreak of the spring season will put 40 million people at risk for dangerous thunderstorms, capable of producing tornadoes and destructive winds on Thursday.news Home >CloseLoading...Daily U.S. Record Spring Snowstorm... The heaviest snowfall of the season accompanied by high winds left more than 19 inches of snow in many parts of Centre County. Most of this winter was unusually mild. Heavy snowstorm in southeastern Pennsylvania, southern New Jersey and Delaware; Philadelphia 19.4" with a 60-mph wind; Trenton, New Jersey 17", Dover, Delaware 15", New York City 10.2", Richmond, Virginia 10.0" most ever in April. Weather Data PortalAccuWeather. © 2014 AccuWeather, Inc. All Rights Reserved. AccuWeather.com is a registered trademark of AccuWeather, Inc. 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Military. Q: We would like to know if decreas­ing our retirement/savings at this point makes sense in order to pay off the mort­gages early (that are cur­rently being cash flowed). Mar­ried, one child, active duty offi­cer, just hit the 20 year point. Due to mul­ti­ple PCSs, we are reluc­tant own­ers of two homes (DC and GA) that are cash flowed with rents cov­er­ing the costs to own. No other debts. We are near the TSP limit for yearly con­tri­bu­tions (TRAD and ROTH) and max out Roth IRAs for my wife and I, so retire­ment sav­ings is about 25% of my base pay and we put 10% in a sav­ings account. The 9–11 GI Bill and a pre-paid 529 will cover the cost of col­lege for our one child. I would like to pay down/pay off the mortages BEFORE I retire in 6 years. When we finally retire, we plan to sell the homes and buy a retire­ment home. A: Thank you for ques­tion and thank you for your ser­vice to our country. This is a tough one for me. On one hand, I fully under­stand the psy­cho­log­i­cal and emo­tional advan­tages of reduc­ing your debt load – espe­cially as you approach mil­i­tary retire­ment. On the other hand though, I’m not sure cut­ting your sav­ings to make that hap­pen is your best finan­cial move. I sup­pose a lot of this would depend on how big your sav­ings and retire­ment account bal­ances cur­rently are. Poten­tial Return vs. The fact is, pay­ing down (or pay­ing off) your mort­gages won’t make your homes any more valu­able since the mar­ket value of a house has noth­ing to do with how much one owes on it. Given this, from a pure finan­cial per­spec­tive the deci­sion of whether or not to pay down the debt then becomes a ques­tion of where you’ll get the big­ger bang for your buck. In other words, do you think you can earn more after tax if you save or invest the money than you’re cur­rently pay­ing after tax on the debt? If the answer is yes (and your the­ory holds true), then invest­ing the money will make more finan­cial sense than pay­ing off the loans with it. If the answer is no, then pay­ing off the debts will be the bet­ter move. The prob­lem here though, is that you’ll rarely find any finan­cial deci­sion to be this black and white. An addi­tional chal­lenge with your sit­u­a­tion has to do with acces­si­bil­ity (or lack thereof) of the money you’re putting away. While your sav­ings can be accessed at any time with­out penalty, the same can’t be said for con­tri­bu­tions to your TSP. Since you’ll be retir­ing before you hit age 55, your TSP dol­lars gen­er­ally won’t be acces­si­ble with­out penalty until you hit age 59 ?. Nor­mally, that wouldn’t be a big issue but if you need this money sooner as a result of your mil­i­tary retire­ment, it could become one. Given these points, I really think your best bet to find the right answer here is to get with a finan­cial plan­ner and work through the num­bers of your sit­u­a­tion. It could be that the right approach is to just keep doing what you’re doing. It could be that it makes more sense to redi­rect your sav­ings to the mort­gages. Or it could be some com­bi­na­tion of these that would be your best bet. With­out more details of your sit­u­a­tion, I can’t really say…but a plan­ner with all the infor­ma­tion could. So thanks again for your ques­tion. TweetShare | Leave a Reply Click here to cancel reply. USAA or its affiliates do not provide tax advice. Taxpayers should seek advice based upon their own particular circumstances from an independent tax advisor. The information is provided for informational purposes only and is not intended to substitute for obtaining professional financial advice. Please thoroughly research and seek professional representation before acting on any information you may have found in this article. This article is in no way attempts to provide advice that relates all personal circumstances. Examples given are hypothetical illustrations and not an indication of the benefits or features of any USAA product. You should seek policies and advice based upon your own particular circumstances. Sample loans are for illustration purposes only and are not a rate quote, pre-approval, or commitment to lend. Scott Halliwell and JJ Montanaro are CERTIFIED FINANCIAL PLANNER™ practitioners with USAA Financial Planning Services, one of the USAA family of companies. Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP® and Certified Financial Planner™ in the United States, which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. USAA Financial Planning Services® refers financial planning services and financial advice provided by USAA Financial Planning Services Insurance Agency, Inc. USAA Financial Planning Services Insurance Agency, Inc. (known as USAA Financial Insurance Company in California, Lic. #0E36312), a registered investment adviser and insurance agency and its wholly owned subsidiary, USAA Financial Advisors, Inc., a registered broker dealer. (known as USAA Financial Insurance Agency in California), a registered investment adviser and insurance agency and its wholly owned subsidiary, USAA Financial Advisors, Inc., a registered broker dealer. USAA means United Services Automobile Association and its affiliates. Investments provided by USAA Investment Management Company and USAA Financial Advisors Inc., both registered broker dealers. Banking products provided by USAA Federal Savings Bank. Credit cards provided by USAA Savings Bank. Both Banks Member FDIC. « Previous Ask Scott & JJWel­come to Ask Scott & JJ! Ask a ques­tion, and if pub­lished, you could get free advice from USAA’s finan­cial plan­ners on life’s chal­leng­ing finan­cial topics. Etc. J.J. Joseph “J.J.” Mon­ta­naro is a CERTIFIED FINANCIAL PLANNER™ prac­ti­tioner at USAA with more than 19 years of expe­ri­ence in the finan­cial ser­vices indus­try. JJ also served in the U.S. Army for six years on active duty, and in 2009, he retired as a lieu­tenant colonel in the U.S. Army Reserve. Scott Hal­li­well is a CERTIFIED FINANCIAL PLANNER™ prac­ti­tioner at USAA with more than 19 years of expe­ri­ence in the finan­cial ser­vices industry. Military.com Network: Military. About Military. © 2014 Military AdvantageA Monster Company. 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Selected Community Events Go Back http://www.1011now.com/community/events/250605421. 1701 S. 17th St. All clinics are free; patients under age 19 must be accompanied by parent or legal guardian; no appointments; all patients seen as walk-in, first-come, first-served. Clinic schedule available on our website: www.clinicwithaheart. http://www.1011now.com/community/events/249283471. Entries accepted noon to 8pm, March 28 and 8am to noon, March 29. The show will be available for viewing at the Gallery until April 26. Your invited from the Vissi d'Arte Club to participate in the 6th Comstock Open Art & Photo Competition at the Art & Creativity Center (80800 Oak Grove Road, SW of Comstock). Professional, amateur, and K-12 Youth Divisions. Entries accepted noon to 8pm Friday March 28th and 8am to noon, Saturday March 29th. Entry fees per piece are adults $5 and youth $2. 2014 Show will include art work done in fiber arts. Entries must have a wire hanger and ready to hang. Show will be released Saturday April 26th, no early releases. Professional Artist Dee Spencer Rodgers will be there to Judge the event. Critique given at 4pm on the 29th for artists and patrons. For artists who enter work on Saturday morning ,the TealRibbon Bar & Grill is open for lunch and Two Creative Films will be shown afterwards at Comstock Wreck Center. Entry forms available at registration. More info? Call (308)215-0076. The show is available for viewing at the Gallery until April 26th. http://www.1011now.com/community/events/248994051. April 3, 2014, 7:30 p.m. Marguerite Scribante Professor of Music Paul Barnes presents a program of works new and old inspired by other pieces of music. The program begins with works inspired by Johann Sebastian Bach including pieces by Jackson Berkey of Mannheim Steamroller fame and Pepperdine’s N. Lincoln Hanks. Inspired by the mystical vision of Byzantine chant, Barnes will chant and perform Victoria Bond’s Potirion Sotiriu (The Cup of Salvation) written for Barnes. Paying homage to Chopin and emulating the beautiful arabesques found in the Chopin nocturnes, composer Ivan Moody wrote “Fioriture” for Barnes to be premiered at this recital. The recital concludes with Barnes’ solo transcription of Joan Tower’s Piano Concerto “Homage to Beethoven” where Tower references three of Beethoven’s most beloved piano sonatas. Brian Reetz, 402-472-6865, breetz2@unl. http://www.1011now.com/community/events/247307511. LUX Center for the Arts presents "Generation: Ceramic Art & the UNL Legacy 1999-2013" curated by Gail Kendall, Emeritus Professor of Art at the University of Nebraska-Lincoln. The First Friday opening reception is March 7th from 5 p.m. to 8 p.m. The show on view through April 26th, features 14 of Kendall's former MFA students--each one a working artist in ceramics today. Featured artists include: Autumn Cipala, Susan Dewsnap, Elisa DiFeo, David Eichelberger, Seth Green, Aisha Harrison, Matt Kelleher, Sean Larson, Joe Pintz, Kari Radasch, Monica Ripley, Jesse Ross, Sean Scott and Michael Strand. LUX Center for the Arts is free and open to the public. Hours: Tuesdays through Friday, 11 a.m. to 5 p.m., Saturdays, 10 a.m. to 5 p.m. First Friday of each month, 11 a.m. to 8 p.m. Free parking is available on the west side of the building located in historic University Place at 2601 N. 48t h Street. LUX Center for the Arts, 2601 N. 48th Street, Lincoln, NE, 402 466-8692, luxcenter. http://www.1011now.com/community/events/240586441. Trinity Lutheran Church welcomes you to GriefShare. A non-denominational support group for people experiencing grief and loss. Sessions are held Tuesdays at 1:00pm and Thursdays at 7:00pm. New 13-Week session begins Tuesday, February 4th at 1:00pm and Thursday, February 6th at 7:00pm. Trinity Lutheran Church, 12th & Wheeler St, Grand Island,NE (308) 382-0753 or www.triluthgi. 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Welcome! Register|Sign-inSearch Jump to a Magazine .NET AJAX APACHE CLOUD COMPUTING CMS COLDFUSION CRM ECLIPSE FLEX HP IPHONE JAVA LINUX OPEN SOURCE OPEN WEB ORACLE PERL PHP POWERBUILDER PYTHON RED HAT RUBY SAP SEARCH SILVERLIGHT SOA SYMBIAN VIDEO VIRTUALIZATION WEB 2. RelatedPrint Email FeedbackAdd ThisBlog This Open Health Tools (OHT), an organization that provides leadership for open-source communities in the health IT space, announced today that governance of the CONNECT project is migrating to become an OHT Project with active involvement of both the Aurion and Federal Health Architecture (FHA) CONNECT teams. These teams are merging their respective source codes to form a unified platform. The project will continue to be called CONNECT and will reside under the open-source community governance framework promoted by OHT. It will use a meritocracy approach that allows members from across the coding community to contribute to and manage the platform. “This officially transitions CONNECT from the government to the open-source community,” said Bruce Amato, Open Health Tools CEO. “We encourage all types of contributors to participate - the hard coders, stakeholders and domain experts. The goal of the project will be to give all of their voices an opportunity to add value, help identify requirements, and embrace new functional elements. “FHA is very excited about this relationship with OHT,” said FHA Director Gail Kalbfleisch. “Moving CONNECT to the open source community for the management of its code and governance has been a part of the program’s timeline since the beginning. It is an accomplishment to reach this stage and know that a thriving community like OHT is stepping up to take CONNECT to new heights. The original FHA CONNECT incarnation was developed by the government to promote secure health information exchange not only internally, but between organizations. It has become a de facto tool for health information exchanges (HIEs) to interact with federal agencies, and increasingly among private-sector health organizations. It has served as a reference platform for numerous open-source projects, including Aurion – this migration to OHT will finally bring the FHA and Aurion activities together to better serve a common open source community. Open Health Tools (OHT), which has an established ecosystem having managed open-source communities for more than six years, has been extremely pleased by the displayed mutual intent of both communities’ leadership to bring these combined efforts together under a common umbrella. In addition to launching the OHT CONNECT Project, the OHT leadership also created a User Advisory Group (UAG); recognizing that a broad collaborative community of not only software engineers, but also those with practical, real world policy and work-flow expertise were essential to the collective success of the OHT CONNECT Project. Success hinges on the inclusion of all interested community stakeholders. Dave Riley, now the Chief of Informatics at Harris Health Care Solutions and president of The Alembic Foundation, endorses the OHT CONNECT Project as “a step toward a true open-community-based HIE solution. It’s geared toward addressing the needs of the entire community as represented by a merit-based, peer consensus process of the contributors and developers. Amato concluded, “We’re encouraging everyone in the industry – from individual developers to major HIE organizations – to join. This community offers them a chance to have a say in the direction of the product’s standards and features. Professionals interested in contributing can visit http://www.openhealthtools. Open Health Tools, a 501(c)(6) non-profit trade association, is the open-source clearinghouse for health IT projects. It grows and manages a complex ecosystem that comprises communities of: individuals who want secure, private access to their health information; health professionals and services providers who need a common platform to supply that information; open source standards organizations and developers who collaborate to provide that platform; as well as academics, researchers and vendors. Learn more at www.OpenHealthTools. Copyright © 2014 SYS-CON Media, Inc. — All Rights Reserved. Syndicated stories and blog feeds, all rights reserved by the author. Copyright © 2009 Business Wire. All rights reserved. Republication or redistribution of Business Wire content is expressly prohibited without the prior written consent of Business Wire. Business Wire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon. yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here. Oct. Twenty-two years ago today, a Finnish student... Aug. Day 4 Keynote | Clouds, Devices, and Demos! What Developers Need. Fear & Loathing in the Enterprise Cloud (with apologies to Hunter S. New Cloud. New Rules. SYS-CON. Big Data has existed since the early days of ... Aug. A 2013 McKinsey survey reported that 75% of C... Aug. Cloudy With a Chance of... OpenNebula 4. More Articles... More Blogs... 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As advanced data storage, access and analytics technologies aimed at handling high-volume and/or fast moving data all move center stage, aided by the Cloud Computing boom, Cloud Expo is the single most effective event for you to learn how to use you own enterprise data – processed in the Cloud – most effectively to drive value for your business. There is little doubt that Big Data solutions will have an increasing role in the Enterprise IT mainstream over time. Get a jump on that rapidly evolving trend at Big Data Expo, which we are introducing in November at Cloud Expo New York. "Cloud" has become synonymous with "computing" and "software" in two short years. Cloud Expo is the new PC Expo, Comdex, and InternetWorld of our decade. By 2012, more than 50,000 delegates per year will participate in Cloud Expo worldwide. The cloud is certainly a compelling alternative to running all applications within a traditional corporate data center. 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People always say there comes a point when you have to pick between your face and your behind, and that trying to stay slim as you get older will leave you looking scrawny and haggard. Thankfully, I have never paid any attention to that. As far as I’m concerned, staying attractive as I’ve got older has meant keeping an eye on my figure. Yes I may look my age from the front, but I have refused to succumb to middle-aged spread and consequently have a lovely trim behind which would make any woman half my age glow with pride. I also make sure I keep my look youthful by refusing to make frumpy wardrobe choices. I’m not about to follow the route of so many women my age and start lengthening my hemline, loosening my waistband or wearing chunky cardigans. My legs and bottom have always been my best assets, so wearing something that shows them off makes me feel youthful and sexy. I’ve also learnt a few anti-ageing tricks over the years, like smoothing on fake tan regularly after exfoliating in the shower. Body lotion can only do so much, but it’s amazing how a bit of colour can distract the eye from crepey skin. More... Sadly, I have to do a little more than exercise to remain this pert and perky at this age. As well as going to Pilates classes several times a week to keep me toned, I stick to a diet of lean meat, fish and greens. I only allow myself bread, cakes, chocolate and wine in moderation. I last had a glass of red wine a month ago. One of Julia's (pictured) tips is to smooth on fake tan after exfoliating in the showerBut the upsides of this regime far outweigh the down. After 20 years of marriage, my husband Robert still compliments me, albeit after a slight nudge. Friends tell me he still boasts about how good I look and that secretly makes me feel very chuffed. I’ve even been mistaken for my 17-year-old daughter, Amy — from behind, I should stress. Erica Longdon, 62, considered plastic surgery at one point but decided against itI’LL SHOW OFF MY LEGS WELL INTO MY 70sErica Longdon, 62, is a retired TV voice-over artist. Last week, I was in my dentist’s waiting room when I caught a young man ‘checking out’ my bottom as I got up. My behind and long legs have always been my best features and I love the fact they’re still working the same magic they did in my teens — especially when the rest of me is seriously lagging behind. It’s pretty exhausting keeping them in shape, though. Each morning for the past year, I’ve woken up and done a short exercise routine called the Tibetan Five Rites — five ancient yoga-based moves said to have been used by Tibetan monks for over 2,000 years for their energy-giving and anti-ageing benefits. You’re meant to do each move, including back bends and leg lifts, 21 times — no mean feat — to elongate your silhouette. I’m convinced doing this every day has shaved a decade off my behind. As time passes, I know looking good is not just about my figure — grooming is everything. If I have a bad hair day, I look my age from the back and front. So I take care to blow-dry my hair or put it up each day in a way that looks good from all angles, especially the back. The downside of looking good from behind is that I worry I do look much older from the front. I briefly considered plastic surgery during my 50s when I started to develop jowls. I’d scrutinise celebrities in the newspapers and magazines who’d had facelifts or nips and tucks and wondered if I should give it a go myself. Thankfully, the curiosity passed. Every morning, Erica (pictured) wakes up and completes a short exercise routine called the Tibetan Five Rites, an ancient form of yogaI decided instead to focus on my best assets by dressing well, and not being too afraid to wear miniskirts or jeans which add definition to my bum. Like all clothes, I don’t believe denim is purely for the young. It’s all down to the fit. Although I don’t go on many dates since I divorced in my 50s, most of my male friends tell me I’m a knockout. I’d like to think they’ll be saying that for a few more years yet. Susan Dukes, 63, walks several miles a day and is an avid gardener which helps her keep in shapeMEN STILL WHISTLE WHEN I WALK PASTSusan Dukes, 63, manages a chain of rental properties and lives in Hull. She was widowed in 2011 when her husband Russell died from cancer. I bumped into an old school friend recently at a party. I blushed, partly in embarrassment — thankfully my friend has a good sense of humour — but also partly with pride. I was wearing a figure-hugging Topshop dress, while she was in one of those shapeless smock dresses that so many women my age tend to hide in. And he was right — I did look decades younger. Even I could see it. Walking several miles a day and doing lots of bending and stretching while gardening seems to have worked for me. But I also know how to dress properly. Sheer tights with a subtle sheen help make my legs look flawless, while seamless underwear ensures I never have unsightly underwear bulges. I’m obsessed with checking my rear view in the mirror before I leave the house and not just to make sure my body looks good — I pay a lot of attention to my hair too. I do think dressing well is important in your 60s, and I’ve learned to adapt the styles I loved when I was younger. I wear leggings with knee-high boots and tunic tops, and short dresses — but always with tights. Bare legs can look tarty at any age but more so when you get older. I also follow a meticulous skincare regime — I cleanse and moisturise twice a day — and eat everything in moderation, particularly chocolate and alcohol. I’ve made other changes too. In the past I’ve had friends who were hard work and very draining. Since my husband Russell died, I’ve edited my circle of friends and now choose to surround myself only with people who make me feel happy, ditching the ones who are too critical or negative. I feel better about myself and it shows. Despite this, I know that I look much better from behind than the front, but I am content with that — at least my smile when I turn around is genuine. Jackie Travers, 60, is a dance teacher which she believes has slowed down the ageing process at bayI GET CHATTED UP BY MEN HALF MY AGEJackie Travers, 60, is a dance teacher and property developer. At a networking event in a smart hotel last week, a man in his 40s asked my daughter and I if we were sisters. I hate to sound smug, but that wasn’t a huge surprise to me. I get complimented fairly regularly and it reminds me of the attention I received in my 20s when I was a dancer with the TV dance troupes Young Generation and New Edition. In those days, I’d often get stopped by men in the street. I teach dance classes three times a week and do dozens of squats and lunges, which seem to have kept the ageing process at bay, certainly when it comes to the lower half of my body. I’m always consciously clenching my bottom muscles — when driving the car or washing-up — to keep it as pert as possible and I also do hundreds of sit-ups and crunches every week to keep my tummy and waist taut. As a dancer, I know that posture is crucial. If you walk tall, with your shoulders back, stomach pulled in and chin up, you will instantly look more shapely and confident. In my case, the confidence isn’t faked. Men love it when a woman holds onto her vibrancy, it can be very sexy and I get chatted up by men half my age. Many women lose confidence after a divorce but I didn’t. I decided to embrace the fun of being back on the dating scene rather than fear it. Confidence is sexy, says Jackie (pictured). She embraced her return to the dating scene. I get my highlights refreshed every six weeks so there aren’t any ageing grey roots and I keep my hair long as I think it’s more youthful that way. But the best way to keep young — apart from exercise — is to smile. Granted, you might not see it from the back, but it changes the way you feel and hold yourself. 'I'll put you in f***ing hospital': Paddleboarders rant at... Dramatic moment motorcyclist plunges off a CLIFF and is... Mothers say goodbye to their children at China's 'baby... Marilyn shows off her physique in these beautiful screen... Nigella is barred from U.S. over drug confession: Domestic... Cold case: Police fine driver ?100 for taking a single slurp... 'You are wilfully lying to the British people': Farage warns... Gentlemen prefer body-builders! Rarely seen photographs... PICTURED: Dramatic moment police swoop on notorious Adams... Hundreds of Chelsea fans go on violent rampage through Paris... Make hay while the sun shines! Family defend woman who went... Anguish of the mothers forced to hand over their children:... Following our challenge to spot the snow leopard yesterday,... The deputy PM's eyes were pink - and golly, he was noisy:... Fitness-obsessed bodybuilder who said he was invincible died... 'He was not a wounded warrior': Fort Hood shooter was not... Share what you thinkNewest Oldest Best rated Worst rated View all The comments below have been moderated in advance. Karen, Lyon, 1 hour ago Kim Kardashian, eat your heart out !ReplyNew CommentNew 740Click to rate eu_out_now, London, United Kingdom, 1 hour ago I really needed to know this. How grannies keep a nice tight bum. What ever am I doing here DM?ReplyNew CommentNew 1343Click to rate Hamilton2015McLaren, London England, United Kingdom, 1 hour ago A lot of photoshopping, Jackie was in the Big Brother house, despite her being very mobile, she looked every bit her age, and held a grude like an old biddy too.ReplyNew CommentNew 645Click to rate Dave B -Brit ex-pat, Uxbridge Canada, Canada, 1 hour ago The elbows do not lie....Always check the elbowsReplyNew CommentNew 634Click to rate Danielle, London, 1 hour ago Jackie Travis... Who was in big brother. ReplyNew CommentNew 118Click to rate TWWFUK, Bradford, United Kingdom, 1 hour ago We say, if you have still got it, flaunt it! After all our online fashion boutique is designed for WOMEN who dress to impress and dare to be different! Tongues Will Wag Fashion - DirectorReplyNew CommentNew 109Click to rate Wiggysan, Leeds, 1 hour ago Look pretty good from the front too ......ReplyNew CommentNew 1816Click to rate treacle73, London, United Kingdom, 1 hour ago Whats the point in having a perfect back and a face like Shirley Carter from Eastenders! no logic thereReplyNew CommentNew 638Click to rate Rach, middlesbrough_englan, 1 hour ago They look great although the knees will always reveal a women's true age ReplyNew CommentNew 630Click to rate premixman, north, United Kingdom, 1 hour ago IT A LOAD OF OLD RUBBISH.ReplyNew CommentNew 923Click to rate The views expressed in the contents above are those of our users and do not necessarily reflect the views of MailOnline. Add your comment Enter your comment By posting your comment you agree to our house rules. Babba bling! Tamara Ecclestone and Jay Rutland take out daughter Sophia... Ferne McCann dazzles in a white semi-sheer dress... Now THAT'S a dinner date! 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But experts say it's also become a money-spinner for quack therapists and schools - with parents and children falling prey to the dyslexia deception As baby Prince George is pictured looking besotted with Lupo, why a child will never love anyone more than the family dog Sarah Vine Beauty Sleuth: My little elixirs of eternal youth Ever dreamed of putting your selfie through a 'skinny filter'? New app shaves 15lbs off photos with the tap of a finger A very modern family: Divorced Fergie and Prince Andrew prove they are still good friends as they treat Princess Beatrice to a meal out in Mayfair 'I pronounce you daddy and daughter': Dying father sees his 11-year-old down the 'aisle' knowing he won't be there on her wedding day Kate Moss: 'I've grown up a lot and this range reflects that' Model gives us a sneak peek at new Topshop collection MOST READ IN DETAIL Find out more...Find out more...Back to top Home News U.S. Metro Jobsite Mail Travel Zoopla.co. 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Tourism Authorities can...SeminarsHigh quality seminars for the travel professionals about the latest trends and hot topics organized by TravelDailyNews or major Organizations....Exhibitions CalendarA comprehensive calendar of travel related fairs, shows and exhibitions to organise on time your schedule.Morpheus in Pursuit of LuxuryMorpheus explores the world of luxury from his home base in Athens, Greece, and shares some of his experiences with the readers of TravelDailyNews. Flybe enhances schedule on Norwich - Edinburgh routePriceline. Checkmate allows hotel guests to check-in remotely, request amenities, indicate room preferences, provide an arrival time, and upgrade their room. SAN FRANSISCO, CALIF. – Officials with CheckMate, the latest in mobile check-in technology, announced that the company was awarded the Best Mobile Solution Award at the annual Eyefor Travel Social Media and Mobile Technology Conference in San Francisco. CheckMate also was a 2013 PhoCus Wright Travel Innovation Summit finalist. "Eyefor Travel receives hundreds of nominations for all manner of innovative, travel-related technology, and we appreciate the validation of our service as much as the recognition," said company co-founder and CEO, Drew Patterson. Checkmate allows hotel guests to check-in remotely, request amenities, indicate room preferences, provide an arrival time, and upgrade their room. With this information, hotels can prioritize housekeeping assignments and organize the time of front desk agents, thereby minimizing down times and expediting express check-in arrangements. CheckMate works with all property management systems (PMS) and requires no new hardware or implementation fees. CheckMate also provides hoteliers with data about their guests from numerous sources, including social media platforms, which can greatly impact service and the bottom line. Industry experts predict that mobile check-in will be the next innovation to address the growing demand of the world's one billion-plus smart phone users for services that meet them where they are. Currently, 70 percent of airline passengers report checking-in remotely for flights. "CheckMate’s innovative mobile solution to improving the hotel check-in process not only puts the customer first, but also provides a potential new revenue stream for hoteliers by allowing hotels to act on the special requests," said Gina Biallie, general manager, Eyefor Travel, Ltd. "The competition for Best Mobile in Travel Solution was tough, but the win well deserved. Eyefor Travel's awards are presented in four categories: Best Mobile Solution, Best Mobile Travel User Experience, Best Mobile Travel App, and Best Mobile Travel Strategy. Eyefor Travel judges selected a pool of semi-finalists from more than 200 self-nominations. Finalists were chosen based upon industry voting and the judge’s evaluations. Each finalist presented their case to the judges and audience at the conference. Semi-finalists in the Best Mobile Solution category included Revinate, TripNavigator, IDeaS Revenue Solutions and Net Affinity. CheckMate beat Egencia in the final competition. 0 223 0 0 | Leave your comment... * Fields with "*" are mandatory. * HTML code is not allowed. * Your E-mail and Phone won't show. 03 April 2014, 13:01295 0Priceline. 03 April 2014, 12:14290 0Tropicana Entertainment Inc. 03 April 2014, 12:08251 0Megabus. 03 April 2014, 10:18285 0Strategic Hotels & Resorts, Inc. 01 April 2014, 12:15450 0CheapCaribbean. 31 March 2014, 13:52621 0Aeroflot: Passenger traffic for the first two months of 2014 totalled 3. 28 March 2014, 13:19752 0Saudi tourism sector contributes to 2. 28 March 2014, 10:16674 0Commercial aircraft cabin interior market worth $17,194. 28 March 2014, 09:58927 0GBTA Foundation research reveals impact of business travel on U.S. 27 March 2014, 10:041000 0Las Vegas is The Most Expensive U.S. 27 March 2014, 08:30853 0DrforCash.com connects medical tourists and U.S. 24 February 2014, 08:59... 03 April 2014, 09:48Starwood Hotels & Resorts Worldwide, Inc. And the title for 'the world's most eclectic hotel-suite' goes to... Europe • USA & Canada • Central & South America • Asia-Pacific • Australia & N. News: 53347 | Columns: 2636 | Page created in 0. A project of: Travel Media Applications | Powered by Opti3W CMS. © 1999 - 2014, TravelDailyNews • Reproduction of the content is allowed ONLY with clear reference to the TravelDailyNews International and a link back. Unless, otherwise mentioned by the undersigned writer. 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The Alameda Free Library will present a talk on "Yoga: The Art of Transformation," an exhibit at the Asian Art Museum of San Francisco. The free presentation is set for 6:30 p.m. on Wednesday at the Main Library and will explore yoga's goals and its Hindu, Buddhist, Jain and Sufi manifestations. Well-known local photographer Richard Whittaker is showing some of his black-and-white photographs on the first floor of the Main Library through June. Whittaker is the West Coast editor of "Parabola" magazine. On the second floor of the library, Oakland-based artist David Burke is exhibiting some of his ink drawings through April 26. There will be a reception for Burke at 6:30 p.m. April 23 at the library. Over at the nearby Redux Studios & Gallery, artists will display their altered paintings at a reception set for 6 p.m. April 11. The artists in the Altered Paintings Project picked up their previously owned canvases at Redux in March and then added retro, comic and other themes to the paintings. At Lincoln Avenue at the Frank Bette Center for the Arts, Deric Torres of Clars Auction Gallery will speak on Early California Art at 7 p.m. Wednesday. Alameda watercolor artist and Frank Bette instructor Margaret Fago is visiting the colonial town of San Luis Potosi, Mexico, to document the traditional Easter festival Semana Santa. The Frank Bette Center will showcase the work of 48 photographers at the opening gala of Alameda on Camera 2014, set for 7 p.m. April 11. The photographs of Alameda will be on display through May 31; they will be judged by Drew Johnson of the Oakland Museum of California. Alameda Backyard Growers will meet at 6:30 p.m. April 14 for a presentation on water-wise irrigation with Chad Martens of Irrigation Equipment. The venue is Rhythmix Cultural Works on Blanding Avenue. The group is gearing up for its participation in Amelia Earhart Green Festival, which will take place from 2 to 6 p.m. April 16 at Bay Farm Elementary and the Alameda Earth Day Festival, scheduled for April 26 at Washington Park. Queen Victoria makes a special appearance at the Alameda Museum at 11 a.m. April 12. The 17th-annual show, which highlights art made by Island elementary students studying 19th century Alameda architecture and history. The Alameda Architectural Preservation Society will present a talk on the mysteries of paint protection at 7 p.m. April 13. The venue is Immanuel Lutheran Church at 1420 Lafayette St. Janet Levaux also writes the Alameda Journal Blog at www.ibabuzz.com/alamedajournal. Please enable JavaScript to view the comments powered by Disqus. A stuffed armadillo that serves as an on-stage mascot for country music legend Willie Nelson has been returned after being kidnapped from a Las Vegas-area show. Former vice presidential candidate heads to outdoors for 'Amazing America with Sarah Palin.' Plus, Jamey Sheridan guest stars on 'Suits. Founding bassist Duff McKagan will reunite with the band for some South American concerts, while current bassist Tommy Stinson reunites with the Replacements. 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Click here to logon Home Industry Sectors Data Regions About us My account SearchSearch: advanced search Latest news Comment CEO Opinion Big interviews Supplements S&P GRH 2013 Events Calendar Awards You are here: HomeCatastrophe CentreOffshore Panama Earthquake, Mw6. Offshore Panama Earthquake, Mw6. At 16:13 UTC on Wednesday 2 April (11:13 local time), a magnitude Mw6.0 earthquake struck offshore southwest Panama. The earthquake was reportedly felt across western Panama and southeast Costa Rica, though there have been no reports of major damage or casualties to date. RMS is continuing to monitor damage reports from the region and will update this Cat Activity report should any significant new damage information arise. At 16:13 UTC on Wednesday 2 April (11:13 local time), a magnitude Mw6.0 earthquake struck offshore southwest Panama. There have been no reports of major damage or casualties to date. The USGS reported a depth of 19.6 mi (31.6 km) with an epicenter of 7.904°N 82.345°W, approximately 32 mi (52 km) south of the town of Pedregal (population ~16,000), 36 mi (58 km) south of the town of Las Lomas (population ~12,500) and 36 mi (58 km) south of the city of David (population ~83,000), the capital of the province of Chiriqui, Panama. According to the USGS ShakeMap, the maximum intensity of ground shaking felt on land was VI ('Strong') on the Modified Mercalli Intensity (MMI) scale. This level of shaking was experienced by approximately 4,000 people and has the potential to cause light damage to resistant structures and moderate damage to vulnerable structures. A further 338,000 people were exposed to MMI V ('Moderate') shaking which has the potential to cause from very light to light levels of damage. According to the USGS, the population in this region resides in structures that are vulnerable to earthquake shaking, though some resistant structures exist. As of 09:00 UTC, reports suggest that the earthquake was felt across western Panama, as well as the south of neighboring Costa Rica. According to officials, however, no major damage has been reported from the earthquake to date, though damage assessments are continuing today, Thursday 3 April. According to Panama emergency services, thousands of people were temporarily displaced when homes, schools, and hospitals were evacuated in the towns of Pedregal, Las Lomas, and the city of David. Locals returned to their homes once the areas had been deemed safe by local authorities. Prior to the earthquake, tsunami warnings were in place along the coast of Panama as a precaution from the Mw8.2 Chile earthquake which occurred on Tuesday 1 April, however, this has since been lifted, and no tsunami warnings were issued for the offshore Panama event. Panama's economy is largely based on tourism, agriculture, trading, and commerce. The insurance penetration rate for Panama is relatively low. RMS is continuing to monitor damage reports from the region and will update this Cat Activity report should any significant new damage information arise. DISCLAIMER: Copyright 2014 Risk Management Solutions Inc. All Rights Reserved. This information is provided "as is," without any warranties or representations, express, implied or statutory, including without limitation, warranties of non-infringement, merchantability or fitness for a particular purpose. All material subject to strictly enforced copyright laws. © 2014 Euromoney Institutional Investor PLC. This JavaScript enables OnlineOpinion, a method for collecting secure feedback data. 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7:43 am, April 3, 2014 TweetThe rate for US commercial real estate loans in CMBS fell 24 basis points in March to 6.54%, according to the newest Trepp report. The last time the Trepp US CMBS delinquency rate was below this level was over four years ago, in January of 2010. Today’s rate is 288 basis points lower than where it was a year ago. Trepp, a provider of information, analytics, and technology to the CMBS, commercial real estate, and banking markets, credits some of the month-over-month improvement to the ongoing CWCapital distressed asset sales. In the first three months of 2014 alone, the CMBS market saw 114 basis points of downward pressure on the delinquency rate due to previously delinquent loans being resolved with losses. While not all of these resolutions are a result of the CWCapital assets, they have contributed significantly to the rate’s improvement. “The CMBS market had the pleasure of singing the same happy refrain in March, as delinquencies continued to fall,” said Manus Clancy, senior managing director at Trepp. “We had anticipated a large drop in the rate due to the CWCapital assets, but that descent has been extended, as the notes didn’t really begin to make it through remittance cycles until the New Year. We suspect the rate will stabilize somewhat in coming months. MANUS CLANCYNew delinquencies totaled $1.7 billion March, which was up from $1.3 billion in February. The total number of delinquent loans was down month-over-month, as there are now $34.6 billion delinquencies. All five major property types improved in March. Retail dipped just six basis points but remains the best performing major property type. Multifamily saw a 13 basis-point improvement, but is still the worst performer among the group with the only double digit delinquency rate. • The overall US CMBS delinquency rate decreased 24 basis points to 6.54%. • The percentage of loans 30+ days delinquent or in foreclosure was 6.78% in February, and 7.25% in January. • The percentage of loans seriously delinquent (60+ days delinquent, in foreclosure, REO, or non-performing balloons) is now 6.28%, down 26 basis points for the month. • If defeased loans were taken out of the equation, the overall 30-day delinquency rate would be 6.80% — down 23 basis points from February. • There are currently $34.6 billion in delinquent loans, which is down from $36 billion last month. This number excludes loans that are past their balloon date but are current on their interest payments. • There are $ 42.7 billion in loans with the special servicer. This represents over 2,500 loans. 28 Mar, 2014: HAVE YOU HEARD ... 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gold Resources Ltd. U.S. U.S. Also in WSJ.com:Latest NewsToday's PaperMost PopularStreams (TBD)VideoBlogsEditionsU.S. jeff.elder@wsj. jeff.elder@wsj. Alan Schaaf created Imgur in 2009 whiie a junior at Ohio University.ImgurIn February 2009, college student Alan Schaaf built a photo-uploading tool for the users of Reddit, an online discussion board that needed a way to share viral images. What Mr. Schaaf says was simply intended as a gift — an “image-sharing tool that didn’t suck,” as he put it — in five years has become a photo-hosting juggernaut and now the newest prized investment of venture-capital firm Andreessen Horowitz. Imgur (pronounced like “imager”) said Thursday it raised $40 million from Andreessen Horowitz and a small investment from Reddit, the forum that contributed to Imgur’s rapid ascent. The funding is Imgur’s first other than a $25,000 grant in 2010 from a program at Ohio University, Mr. Schaaf’s alma mater. After Mr. Schaaf created Imgur as a junior in college, Reddit users took to the site right away in part because it allowed easy, anonymous image uploads. The images – not just photos but memes, Photoshop creations, and GIFs – inspired comments and sharing on Imgur itself, and traffic followed. Today Imgur has more than 130 million unique visitors who rack up 40 billion image views a month. After users upload an image – of their pet, crazy craft project, or a favorite celebrity captured in a meme – the image is often shared on Reddit, where it picks up speed before being shared out to Facebook, Twitter, and the wider world. In some sense, Imgur has become the Ellis Island of viral images: Before images become famous, they enter the free world here. “Here” is a small office on the fourth floor of a building in the decidedly gritty mid-Market Street neighborhood of San Francisco, and the office space reflects what has been a lovable trait of Imgur: Independence. It has been a completely self-funded company with no investors and a fiercely loyal and outspoken user base. In 2011, TechCrunch named it “Best Bootstrapped Startup.” For the past several years it has fought off would-be buyers. The company began accepting sponsored images in 2012, allowing businesses to buy ad space on its home page and nestle an image among those voted up and down by users. The site has waded gradually into advertising with campaigns by Internet-friendly brands like Will Ferrell’s “Anchorman” movies. The company recently added a metrics dashboard for users to track their images’ popularity, showing how many times their images are being viewed, and on which platforms. Soon the company plans to expand its image search to allow users to find various types of content. Sixty percent of Imgur users are in the U.S. today, with the rest spread across the English-language speaking markets of Canada, Australia and the U.K. International expansion is not an immediate focus, but there’s “huge potential to get into new markets,” given the viral and visual nature of the content on Imgur, Mr. Schaaf said. Investment in the unpredictable and democratic arena of viral images prompts an interesting question: Can businesses capitalize on the spontaneity and power of memes? Imgur’s platform and functions bring new organization to the once-voodoo world of viral image-sharing, which has been uncharted territory for businesses. “We absolutely worried about ruining the party,” said Andreessen general partner Lars Dalgaard of the possibility of disrupting Imgur’s community. “But we are in love with what they are doing. This is about giving them the time and space to expand their vision.” Mr. Dalgaard said monetization “is not the discussion right now. “Being bootstrapped made us that much cooler, but now we want to truly become a household name. It did become inevitable” with the company’s growth, said Mr. Schaaf. “We will have to find a much bigger office.” He plans to double or even triple his staff of 13 by the end of the year, which will require considerably more room than the company’s birthplace of student housing. –Lora Kolodny contributed to this article. Just Eat Joins Parade of London Tech IPOs, with ?1. Name We welcome thoughtful comments from readers. Please comply with our guidelines. Our blogs do not require the use of your real name. Latest News from WSJ. Set-Top Showdown: Amazon Fire TV Vs. Windows 8. RSSDigits delivers breaking news and insights about the technology landscape, including Q&As with newsmakers, product news and strategic moves. 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Aam Aadmi Party today appealed to the EC to carry out an immediate verification of electoral rolls and ensure that no bogus vote is cast throughout the Gurgaon Parliamentary constituency. AAP candidate from Gurgaon Yogendra Yadav appealed to the EC for the same following a sting operation by a private TV channel recently exposing the bogus votes being prepared by a BLO in Gurgaon and other parts of the national capital region. Yadav said as per the sting operation, the Gurgaon Lok Sabha constituency turns out to be the epicentre of this gross violation of electoral rolls and AAP expresses deep concern at gross violation of fundamental democratic franchise. "Such a major case calls for drastic and exemplary action by the Election Commission," said Mr Yadav. After the sting operation, Gurgaon administration swung into operation and local police yesterday arrested three Booth Level Officers for preparing bogus votes here. Yadav said, "Gurgaon local MLA and Haryana Minister Sukhbir Singh Kataria had allegedly prepared thousands of bogus votes in 2009 and six FIRs had already been lodged against him in this connection. Despite various courts' directions, the police is delay-dallying the procession of investigation, alleged the AAP candidate. Emerging story. Translate into: © Copyright PTI. All rights reserved. Republication or redistribution of any PTI content, including by framing or similar means, is expressly prohibited without their prior written consent. Tamil Nadu BJP's Chief Declares Rs 3. 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Press Release Pricing|News by Category|News by Country|News by US Region|Recent News|PR. Pittsburgh, PA, April 03, 2014 --(PR.com)-- Seegrid will introduce the most innovative solutions for material handling with its award-winning technology of the flexible automated guided vehicle (AGV), also known as a robotic industrial truck, to the European Union at CeMAT 2014 May 19-23, 2014. According to the current issue to Robotics Tomorrow, after extensive review and testing, the flexible automated tow tractor is fully compliant with all the requirements for CE marking, the machinery directive, and health and safety regulations for use in industrial applications. Mitchell Weiss, Chief Operating Officer for Seegrid explained, "Compliance with the comprehensive CE requirements assures both the health and safety of European workers, as well as presents American users an additional level of confidence. CeMAT 2014 will boast a new look with five clearly defined Technology Zones, together with new user focus topics and special events, will give visitors a concentrated overview and an opportunity to showcase products and services under prioritized headings. Offering an extensive range of services to help exhibitors plan display and generate new business leads on the basis of presentation in Hannover, CeMAT will be building on its role as a key driver of the intralogistics industry in 2014. Seegrid will be exhibiting at Hall 27, Booth H12. Weiss shared why Seegrid has chosen to launch the product in Europe. "European factories have high labor rates and greater requirements for worker ergonomics. As a result they use quite a lot of automation. The truck will support these automated operations by delivering goods reliably and on time, while reducing manned travel time, and risks associated with driving trucks. Seegrid provides the European market with innovative and flexible automation in vision-guided AGVs. Seegrid flexible AGVs optimize workflow processes by increasing productivity, reducing costs, and creating economic operational advantages. These benefits are possible while delivering a rapid return on investment (ROI), improving facility safety, decreasing employee injuries, and reducing equipment and product damage. Guided by Seegrid flexible AGVs utilize vision-guided technology for navigation, with no changes to the infrastructure. The innovative technology allows vehicles to be trained and deployed in a warehouse, distribution center, or manufacturing facility quickly and efficiently, eliminating non-value-added repetitive tasks. The vision system provides operators complete route flexibility, as the AGV routing can be re-programmed in a matter of minutes supporting the up-to-date needs of every facility. Based in Pittsburgh, PA, Seegrid (www.seegrid.com), the prognosis for continued growth for Seegrid is exceptional, and whether developing robotic vision-guided solutions for manufacturing, warehousing or distribution centers, Seegrid is part of the reform for the materials handling industry for Europe. Follow Seegrid Corporation on Twitter at @Seegrid. www.seegrid. amerrell@seegrid. www.seegrid. PR. 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Receive News, Politics, and Entertainment Headlines Each Morning. Sign UpBALTIMORE (WJZ) — A Baltimore City police officer pleads guilty to sexually abusing a minor. Frederick Allen, 49, first met the victim at an after-school program when she was six or seven years old. Prosecutors say he forged a close relationship to the victim, driving her home from and school and even attending family gatherings. Allen then began to engage in sexual acts with the victim when she was 15 years old and continued through her freshman and sophomore years of high school. “Frederick Allen’s reprehensible acts only serve to bring discredit to the hard work of the women and men of the Baltimore Police Department. Due to his felony guilty plea for sexual abuse of a minor, Commissioner Batts rejected any resignation offer and immediately terminated Allen. This investigation was conducted by members of the Baltimore Police Department’s Special Investigation Section and successfully prosecuted by the State’s Attorney’s Office. The commitment shown by those involved speaks to the deep-rooted desire to hold every officer to a higher standard. While these horrendous acts took place many years ago, the ongoing commitment to police with the highest of ethical standards, and to hold members accountable for their actions remains unchanged and is demonstrated here today. Allen is to resign from the police department within one week. Sentencing is scheduled for May. Md. WJZ-13105. Powered by WordPress. ©2014 CBS Local Media, a division of CBS Radio Inc. All rights reserved. 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Inside NewsZuma should step down - SA youthOver two-thirds of young South Africans feel that President Jacob Zuma should step down over Nkandla, a survey found. Inside BusinessAvoid building plan headachesNever build anything on your property without council-approved building plans as it may cause considerable headaches when it comes time to sell. Inside SportStormers need to 'man-up' - DuaneStormers captain Duane Vermeulen says they will not make any tactical adjustments to their game, but simply need to 'man-up' and execute better. Inside MotoringLatest NewsNew ModelsRoad TestsFeaturesFormula 1Sign up for our Motoring Newsletter! Two 'barn-find' Astons up for auction Two Aston Martin DBS restoration projects are set to go under the hammer - and each is expected to fetch close to R450 000... US firm developing 1491kW supercar Toyota factory to be powered by trash Reversing camera to be mandatory in USEntertainInside EntertainCeleb NewsMoviesMusicGet MoreSign up for our Entertain newsletter! Watch Brittany Murphy's last film trailerThe trailer to Brittany Murphy's last film, shot before her untimely death in 2009, has been released. Inside LifestyleFoodLove & SexWellness & BeautyHis LifeHer LifeFashion & DecorParenting Are you getting your seven-a-day?We should eat seven - instead of five - portions of fruit and veg a day, according to new research into healthy eating. Inside CooltechNewsGadgetsGamesFeaturesApps of the WeekViral VideosSign up for our Cooltech Newsletter! Amazon launches Fire TV boxAmazon has launched Fire TV, a set-top box for multimedia streaming that also packs gaming capabilities. Inside TravelTravel NewsFlightsExplore SABeyond SAAccommodationCompetitionsDeparture Lounge End of the Mumbai honk?Fed-up residents in one of the world's noisiest cities have taken on a daunting challenge... iafrica. $ R10.64 ? R17.63 € R14. Oil $104.58 Gold $1 283. View videos and galleries. Haezer. Pic supplied.Electro producer, Haezer has released his brand new music video for his song Minted, from his latest EP, Gold Plated Frequencies which was released in December 2013. The video was shot in hijacked and abandoned buildings in the Johannesburg CBD during February 2014 and directed by Wim Steytler with Peter Tishauser as director of photography. Wim Steytler also came up with the concept for the shoot. He has done a photography project about the buildings featured in the video for about four months prior to shooting the video. He used the spaces as his studios, and the people living in the buildings as his characters. He took stills of the moments that presented themselves in these spaces, and the concept for the Haezer video began with two stills that he took. "One of my friends – nicknamed ‘Hero’ who has this crazy Afro-punk look – was exploring a hijacked building with me and fashioned a makeshift flaming torch so that we could venture into darker rooms. The still I took came out really well," said Steyler. "And then – in another photo – a mate of mine, Tsepo, showed me his rooftop and spontaneously started doing crazy dance moves. We found a piece of red material lying on a trash heap and dressed him in that, transforming him into a voodoo sorcerer character that we called The Rat Catcher," he added. "I combined these two characters, ‘Hero’ and The Rat Catcher, and got them to work together and fight for the oppressed and the marginalised – becoming African superheroes. Steyler said: "Xenophobia is still such a huge problem in Johannesburg, especially in these buildings. So I chose to centre the story on the oppression of the Somalian community in South Africa. Some South Africans feel threatened by Somalians economically and therefore target them in xenophobic attacks. I feel strongly that much more awareness needs to be raised around this issue. By commenting on this article, you are agreeing to the Terms and Conditions of the iafrica.com comments system.Please enable JavaScript to view the comments powered by Disqus. NewsBusinessSportZuma should step down - SA youthOver two-thirds of young South Africans feel that President Jacob Zuma should step down over Nkandla, a survey found. Avoid building plan headachesNever build anything on your property without council-approved building plans as it may cause considerable headaches when it comes time to sell. Stormers need to 'man-up' - DuaneStormers captain Duane Vermeulen says they will not make any tactical adjustments to their game, but simply need to 'man-up' and execute better. 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